Welcome to Benefit Concepts, Ltd.

Providing group benefits, health insurance, retirement, estate, investment and insurance planning

Welcome and thank you for visiting.

At Benefit Concepts we strive to be your most trusted advisor.

Our unique process starts with focusing on what matters to you most; your aspirations, hopes, dreams, plans and concerns. We will then assess all the facts necessary to help you achieve those goals. We will maintain your best interest throughout the process and stay true to our values. 
We strive to offer our client’s meaningful solutions to their objectives. The associates of Benefit Concepts, Ltd. care not only about our clients, but also their families, their businesses, and their community.

We hope you find this site informative and useful. Feel free to contact us if you would like more information about a particular product or service.

We look forward to hearing from you.

I am licensed and registered to offer products and services in [CO, FL, NC, NY, PA, SC, VA]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Calculators

IRA Eligibility

Use this calculator to determine whether you qualify for the different types of IRAs.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Lease Interest

What's the interest rate on the lease you're considering?

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Newsletters

Understanding the Appeal of Mutual Funds for High-Income Households

Mutual fund ownership increases directly with household income. In fact, 81% of households with incomes of $200,000 or more own mutual funds. What is it about mutual funds that attracts affluent investors?

Managing Cash When Interest Rates Are Low

It's generally a good idea to keep three to six months of income in an emergency fund, but where should cash be kept when interest rates are low? This article discusses the advantages and disadvantages of savings accounts, certificates of deposit, and money market funds.

HOT TOPIC: Are Housing Troubles Standing in the Way of Growth?

In the wake of past recessions, the housing industry provided a meaningful economic boost. This time around, the pace of the recovery has been more sluggish than expected, and ongoing weakness in the housing sector may be to blame.

Tips for Surviving the Estate Tax

The federal estate tax was reinstated retroactively to January 1, 2010, by the 2010 Tax Relief Act. However, the favorable provisions are scheduled to expire at the end of 2012, when estates exceeding $1 million could be subject to the federal levy.

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